Electronic Check Recovery


American Bank Draft Systems Electronic Check Recovery  Gets You Your Money!

When your customer bounces a check, your bank forwards the returned check directly to Electronic Check recovery.  American Bank Draft Systems enters the check into a database and re-submits it electronically via the ACH network.  If the item bounces again, our processing center then calls the bank to verify funds before a third and final attempt to collect.

When the funds are collected and released, you receive 100% face value of the check paid twice monthly.

With American Bank Draft SystemsElectronic Check Recovery you will never have to spend your valuable time and money collecting bounced checks.  The best thing aboutElectronic Check Recovery is that there is no collection cost to you.  The customer who bounced the check takes responsibility for the cost of collecting the funds, not you!

Your customer does not have to:

Bring you a money order or cashier’s check.

Receive a threatening collection letter.

Answer an uncomfortable phone call.

Go through the embarrassment!

Our electronic collection process is much faster and more convenient than any other method available, and it will work on any bank in the U.S. and its territories.

And now with Electronic Check Recovery, collecting out-of-town checks has never been easier!

American Bank Draft Systems Electronic Check Recovery is a Win-Win Situation!

Your customers will benefit, because bouncing a check is an embarrassing thing that no one likes to handle in person.  Electronic Check Recovery handles it for them quietly.  Electronic Check Recoverynotifies your customer’s bank of the ACH transaction and adds it to his or her statement.

Successful enterprises focus on their core business. Electronic Check Recovery solves your NSF problems so you can do just that.  You can finally stop chasing down bad checks and concentrate onyour business instead.

Electronic Check Recovery will provide signage that spells out a check writer’s responsibility to honor his or her check.  We provide all the materials you need to get the program started right away.

The American Bank Draft Systems Electronic Check Recovery Advantage

 No limit on number of checks

No long-term contracts to sign

 Eliminates high cost of guarantee services

No special equipment needed

American Bank Draft Systems Electronic Check Recovery Works.

Collected and released checks are paid twice monthly.

Checks are processed from any bank in the U.S. Federal Reserve Banking System

Out-of-town checks are handled as easily as local checks

Works directly with customer’s bank to settle funds

Works for any business, anywhere that accepts checks for payment

The Convenience of American Bank Draft Systems Electronic Check Recovery

With American Bank Draft Systems Electronic Check Recovery, you can access your transaction reports via the Internet anytime–24 hours a day, 7 days a week. This online real-time reporting helps you reconcile your bank account and keep track of the money that American Bank Draft Systems recovers for you.